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Start Investing in Germany – 

From Anywhere in the World.

Build wealth in Europe’s most stable real estate market — no residency required. With just a 10% initial investment, you unlock access to high-performing properties, long-term capital growth, and the financial base to pursue your global ambitions.

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Why Germany is the Ideal Starting Point

Germany stands out for its economic strength, strict legal protections, and well-regulated housing market. It consistently ranks as one of the safest countries to invest in real estate. With strong tenant demand, stable rental yields, and clear tax rules, it's a haven for global investors.

And best of all? You can invest even without living in Germany or holding EU residency. Thanks to our partner bank, we’ve made it accessible.


Low Entry Costs

Finance up to 90% of your property purchase

 

Regulations

Strong legal framework protecting landlords


Tax-Benefits

No wealth tax and favorable capital gains laws after 10 years

 

Long-Term Investment

Ideal for stable income generation and long-term wealth

How It Works – Step by Step

You select a vetted property in a high-demand German city — for example, an apartment in Nuremberg priced at €250,000. With only €25,000 of your own capital, our partner bank finances the remaining 90%.

We handle everything: legal, notary, bank coordination, tenant acquisition, and ongoing property management. Your income begins immediately after handover.

After 10 years, you can:

  • Sell the property — often tax-free
  • Reinvest into multiple smaller units for optimal wealth increase
  • Allocate profits to EU Golden Visa programs (e.g. Portugal, Greece)

Get Your Investment Plan

Germany Real Estate Nuremberg Low Downpayment

Who This Is Designed For

This model is perfect for anyone seeking passive income, European diversification, and future-proof global options — without the need for relocation.

✔ Professionals living in the UAE, Middle East, or Asia

✔ Entrepreneurs or expats with international income

✔ Families wanting to build a financial base in Europe

✔ Investors looking to turn €20,000–€30,000 into long-term capital growth

✔ Individuals who want the option to obtain European residency through reinvestment strategies

Whether you're looking for a foothold in Europe or simply a reliable long-term investment, our program is built to align with your lifestyle and goals.

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Let’s Build Your EU-Aligned Investment Strategy

We’ll walk you through the numbers, the properties, and your long-term options. From your first call, we build your path together — starting with German real estate, and expanding toward EU opportunity.

What You Will Gain

✔ Tailored investment strategy

✔ Expert support every step

✔ Access to exclusive financing

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Frequently Asked Questions – Investing in German Real Estate

Can non-EU citizens invest in real estate in Germany?
Yes. Germany has no restrictions on property ownership for foreigners. You can buy residential or commercial property in your own name or through a legal entity.
Does buying real estate in Germany give me a residence permit?
No. Owning property in Germany does not automatically grant you a residence permit. However, it can support other visa types, such as the self-employment or business visa, especially if rental income is part of your economic activity.
What are the typical upfront costs when buying in Germany?
In addition to the purchase price, you should budget around 10–15% in extra costs. These include real estate transfer tax (3.5–6.5% depending on the state), notary and land registry fees (~1.5%), and agent commission (up to 3–5% if applicable).
Can I finance my property purchase as a non-EU resident?
Yes. Some German banks offer mortgages to non-EU buyers, particularly if you have stable income and a good financial profile. Typical down payments range between 30% and 50%, but previously Lion & Land facilitated special programs with even lower entry points.
Do I need to be in Germany to buy a property?
No. The entire process can be done remotely using a notarized power of attorney. However, we recommend visiting the property or sending a trusted partner for due diligence.
How is rental income taxed in Germany?
Rental income is taxed only after deducting eligible expenses such as:
  • Mortgage interest
  • Management and maintenance costs
  • Building depreciation
  • Purchase-related costs (notary, agent, etc.)
After deductions, the first €11,604 (or €23,208 for married couples filing jointly, 2024 value) is tax-free. The remaining income is taxed progressively between 14% and 45%.

Additionally, Germany offers 100% tax-free capital gains if you sell your property after 10 years. This means all profit is yours.

Monthly running costs are very low, and cities in Germany continue to face high demand for rental housing, making your investment stable and income-generating.
Can I manage the property from abroad?
Yes. Most international investors work with local property managers who handle tenants, maintenance, rent collection, and legal matters. While Lion & Land does not manage properties directly, we can connect you with trusted partners in Germany.